IBPS CLERKS EXAM GENERAL AWARENESS MODEL PAPER
1.What is the per capita forest cover of India ?
1) 0.06 hectare
2) 0.08 hectare
3) 0.1 hectare
4) 0.12 hectare
5) 0.14 hectare
2.The National Green Tribunal headquartered at Delhi will have beneches at all the following places except :
1) Bhopal
2) Pune
3) Kolkata
4) Jaipur
5) Chennai
3.The total remuneration paid to all the board level directors of a company cannot exceed ............ of the company's net profit as per the Companies Act, 1956.
1) 5%
2) 10%
3) 15%
4) 20%
5) 25%
4.How much were exports from Special Economic Zones (SEZs) in 2010-11 ?
1) Rs. 99,689 crore
2) Rs 2,20,711 crore
3) Rs. 3,15,867 Crore
4) Rs. 4,21,254 crore
5) Rs. 5,63,742 crore
5.Which of the following committees submitted its report on human resource issues of public sector banks to the government in October 2011 ?
1) Arun Kumar Purwar
2) Bimal Jalan
3) Anil K. Khandelwal
4) Shyamala Gopinath
5) M.V. Nair
6.Which publishing company owns the Standard & Poor's rating agency ?
1) Financial Times
2) Harper Collins
3) Pearson
4) McGraw-Hill
5) Wall Street Journal
7.Indian Oil has started providing a facility of filling tyres with ............ a superior substitute to air, at its petrol pumps recently
1) Hydrogen
2) Helium
3) Nitrogen
4) Argon
5) Ozone
8.Reliable estimates of employment and unemployment are obtained through quinquennial labour force surveys conducted by National Sample Survey Office (NSSO). How much is India's labour force as per the latest labour survey ?
1) 425 million
2) 475 million
3) 525 million
4) 550 million
5) 600 million
9.As many as 381 Special Economic Zones (SEZs) have been notified by the government as on June 30, 2011. What percentage of land used by the SEZs is waste / barren / dry / industrial, the rest being agricultural ?
1) 94%
2) 82%
3) 73%
4) 67%
5) 45%
10.Which of the following accounts for the highest share in India's foreign exchange reserves?
1) Foreign currency assets
2) Gold reserrves
3) Specia Depository Receipts
4) Reserve position in the IMF
5) None of the above
11.The Comptroller & Auditor General of India (CAG) was appointed as the external audior of which of the following UN-affiliated organisations on September 30, 2011 ?
I) ILO
II) IAEA
III) WIPO
1) I only
2) II only
3) I and II only
4) II and III only
5) III only
12.Which European country introduced world's first fat tax - a surcharge on foods that are high in saturated fat - recently ?
1) France
2) Germany
3) Denmark
4) Holland
5) Greece
13. e-Zameen, a project that authenticates sale of immovable property and reduces time for registration of a sale deed, is an initiative of which state government ?
1) Gujarat
2) Bihar
3) Uttar Pradesh
4) Rajasthan
5) Andhra Pradesh
14.Fresh and Healthy Enterprises LTD (FHEL) is a fully owned subsidiary of which government owned company ?
1) Steel Authority of India
2) Container Corporation of India
3) Shipping Corporation of India
4) National Aluminium Company
5) Balmer Lawrie Ltd
15.According to the Food Safety and Standards Act, Rules and Regulation 2011, which came into effect recently, all Food Business Operators having an annual turnover of ..... or more would need to take license.
1) Rs 5 lakhs
2) Rs 8 lakhs
3) Rs 10 lakhs
4) Rs 12 lakhs
5) Rs 14 lakhs
16.'The Reerve Bank of India Working Group on NBFC Sector Issues and Concerns submitted its report recently. It has recommended a Capital to Risk Weighted Assets Ratio (CRAR) of ...... for all registered NBFCs
1) 9%
2) 10%
3) 11%
4) 12%
5) 13%
17.The Reserve Bank of India (RBI) unveiled guidelines and eligibility criteria for corporates to apply for licenses to set up commercial banks in August 2011. THe bank can lend a maximum of ......... of its funds to companies owned by the licensee.
1) 10%
2) 20%
3) 30%
4) 40%
5) 50%
18.The quarterly industrial outlook survey released by the Reserve Bank of India (RBI) gives an insight into the perception of non - financial public and private limited companies engaged in manufacturing activities about their performance and future prospects. Which of the following has been commissioned by the RBI to conduct Industrial Outlook Survey for the October - December 2011 period recently ?
1) Centre of Monitoring of India Economy (CMIE)
2) National Sampel Survey Office (NSSO)
3) Centre for Research Planning and Action (CERPA)
4) National Council for Applied Economic Research (NCAER)
5) National Foundation for Corporate Governance (NCGF)
19.The Union Environment Ministry has decided to declare Sathyamangalam wildlife sanctuary a 'Tiger Reserve'. The sanctuary is in which state ?
1) Karnataka
2) Andhra Pradesh
3) Tamil Nadu
4) Puducherry
5) Kerala
20.Goa became the first state in the country to launch cashless health insurance scheme "...... Aarogya Bima Yojana" for its entire pouplation in September 2011 ?
1) Shatabdi
2) Rashtriya
3) Nehru
4) Swarnajayanti
5) Sampoorna
21.Who among the following Chief Ministers was in news for the state government's "Beti Bachao Abhiyan" (Save the Girl Child Campaign) to ensure that the state's future populationn maintained a healthy balance in its numbers of boys and girls ?
1) Shivraj S. Chouhan
2) Narendra Modi
3) Nitish Kumar
4) Ashok Gehlot
5) Sheila Dixit
22.Which Indian petroleum company was in news recently for the first hydrocarbon discovery in Sri Lanka ?
1) ONGC
2) Cairn India
3) RIL
4) Essar Oil
5) Videocon Energy
23.Which of the following All India Service celebrated golden jubilee of its establishment India services recently ?
1) Indian Administrative Service
2) Indian Police Service
3) Indian Engineering Service
4) Indian Forest Service
5) indian Economic Serice
24.Which of the following is a private sector bank?
1) Oriental Bank of Commerce
2) Karur Vysya Bank
3) Indian Bank
4) Corporation Bank
5) All the above
25. How much was Reserve Bank of India's (RBI) gross income in 2010-11 ?
1) Rs. 37,070 crore
2) Rs. 32,884 crore
3) Rs 21,150 crore
4) Rs. 15,920 crore
5) Rs 7,782 crore
26.How much were the farm loans disbursed by public financial institutions (commercial banks, regional rural banks and cooperative banks) in 2010-11?
1) Rs 5.81 lakh crore
2) Rs 4.46 lakh crore
3) Rs 3.32 lakh crore
4) Rs 2.27 lakh crore
5) Rs 1.66 lakh crore
27.With which of the following has India Post tied up to provide money transfer service to enable those working abroad to remit money to their dependants in India not having bank accounts ?
1) MoneyGram
2) Western Union
3) PayPal
4) MasterCard
5) VISA
28.Which of the following public sector companies celebrated its Golden Jubilee recently ?
1) Steel Authority of India
2) Container Corporation of India
3) Shipping Corporation of India
4) National Aluminium Company
5) Balmer Lawrie Ltd
29.Who among the following has been appointed as the Goodwill Ambassador of the Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (SABLA) by Ministry of Woemn & Child Development recently ?
1) Priyanka Chopra
2) Sharmila Tagore
3) Kajol
4) Rani Mukherjee
5) Nandita Das
30.India assumed the chairmanship of which of the following international organisations in September 2011 ?
1) G77
2) Non Aligned Movement
3) G24
4) BRICS
5) G20
31.Which public sector bank has won the 'Indira Gandhi Rajbhasha Shield' for 2009-10 in 'Nationalized Banks and other Financial Institutions' category, recently ?
1) Central Bank of India
2) Corporation Bank
3) Union Bank of India
4) Indian Overseas Bank
5) Bank of India
32.Which of the following has entered into an agreement with 'The Green Goverance Programme' of ICICI Bank to implement projects like rainwater harvesting to enhance its biodiversity conservation potential recently?
1) Indian Railways
2) Indian Army
3) Indian Navy
4) Indian Air Force
5) BSF
33.Who is the Chairperson of the Union government appointed Expert Committee on alternative routes for the Sethusamudram Shipping Canal Project (SSCP) ?
1) Rajendra K Pachauri
2) M.S. Swaminathan
3) Vice Admiral V.R. Rao
4) A. Sundaramurthy
5) Madhav Gadgil
34.The State Bank of India (Subsidiary Bank Laws) Amendment Bill, 2011 passed by the Parliament recently will transfer authority over SBI and its subsidiaries from :
1) Central government to the RBI
2) Central government to the public financial institutions
3) RBI to the Central government
4) RBI to the public financial institutions
5) None of the above
35.The Reserve bank of India (RBI) unveiled guidelines and eligibility criteria for corporate India to apply for licenses to get up commercial banks in August 2011. Which of the following statements is / are correct ?
I) Companies applying for banking licenses should not have any income or assets from capital market and real estate businesses
II) Companies applying for banking licenses should have "successful track record" of 10 years
III) THe minimum capital required to set up new banks has been fixed at Rs 500 crore
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and II
36.The Reserve Bank of India (RBI) unveiled guidelines and eligibility criteria for corporate India to apply for licenses to set up commercial banks in August 2011. Which of the following statements regarding existing norms for capital adequacy ratio, foreign shareholding and listing norms is / are correct ?
I) Minimum capital adequacy ratio should be 9%
II) Foreign shareholding (FDI = FII + NRI) is permitted up to 74 per cent
III) Listing of banks on stock exchanges is not compulsory
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and III
37.The Reserve Bank of India (RBI) unveiled guidelines and eligibility criteria for corporate India to apply for licenses to set up commercial banks in August 2011. The new banks will be required to open at least ............. of their branches in unbanked rural centres (population below 10,000).
1) 5 per cent
2) 10 per cent
3) 15 per cent
4) 20 per cent
5) 25 per cent
38.'Profile of Banks 2010-11' - a report on the performance of scheduled commercial banks (SCBs) in 2010-11 - was unveiled by the Reserve Bank of India in September 2011. What was the share of Publi sector banks (PSBs) in deposits and advances made by SCBs in 2010-11 ?
1) 44%, 45%
2) 56%, 55%
3) 67%, 65%
4) 78%, 77%
5) 81%, 80%
39.'Profile of Banks 2010-11' - a report on the performance of scheduled commercial banks (SCBs) in 2010-11 - was unveiled by the Reserve Bank of India in Septeber 2011. Which of the following statements about the performance of thre categories - public sector banks, private sector banks and foreign banks – is / are correct ?
I) Net NPA ratio was highest for public sector banks and lowest for private sector banks
II) Net NPA ratio (for all SBCs) is more than in 2010-11
III) Net NPA ratio (for all SCBs) is 0.97
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and II
40. 'The Reserve Bank of India Working Group on NBFC Sector Issues and Concerns' submitted its report recently. Who is the Chairperson ?
1) Indira Rajaraman
2) Shyamala Gopinath
3) Kalpana Morparia
4) Usha Thorat
5) Roopa Kudva
41.How much was India's GDP growth in the first quarter of the 2011-12 April - Jun (5) ?
1) 6.8%
2) 7.2%
3) 7.7%
4) 8.3%
5) 8.8%
42.Data of India's GDP growth in the first quarter of the 2011 - 12 (April - Jun (5) was released by the government on August 30, 2011. Which of the following statements is / are correct ?
I) Agriculture showed a lower growth in first quarter of 2011-12 compared to the same period in 2010-11
II) Manufacturing and Services showed a higher growth in first quarter of 2011-12 compared to the same period in 2010-11
III) Financing, Insurance Real Estate and Business Servces accounted for the highest share of GDP in first quarter of 2011-12
1) I and II only
2) II only
3) II and III only
4) III only
5) I, II and III
43.Which of the following statements about New Pension System (NPS) is / are correct ?
I) Subscribers get guaranteed rate fo return
II) NPS is open for subscription for government as well as private sector employees
III) FDI upto 26% is permitted in NPS
1) I and II only
2) II only
3) II and III only
4) III only
5) I, II and III
44.How many villages in the country have been covered with telephone connectivity through village public telephones as per information given by Communications Ministry in September 2011 ?
1) 5,60,000
2) 5,80,000
3) 6,10,000
4) 6,30,000
5) 6,50,000
45.Which of the following has launched "Digital Mandi" - a mobile phone application for dissemination of mandi rates of different crops in agricultural produce markets, tot he Indian farmers recently ?
1) Idea Cellular
2) Bharti Airtel
3) BSNL
4) Vodafone
5) Reliance Com
46.Which of the following has launched GOld Index to track the performance of gold prices in the domestic
1) SEBI
2) BSE
3) CRISIL
4) NSE
5) ICRA
47.How many villages int he country have been covered by Banking Serices as on March 31, 2011 as per information given by Finance Ministry on August 30, 2011 ?
1) 34,912 villages
2) 29,569 villages
3) 26,347 villages
4) 22,630 villages
5) 17,925 villages
48.How any persons are employed in micro, small and medium enterprises (MSMEs) sector as per government information in August 2011 ?
1) 373.712 lakh persons
2) 429.281 lakh persons
3) 594.61 lakh persons
4) 611.937 lakh persons
5) 704.219 lakh persons
49.Which of the following has been asked to close down its deposit taking operations by the RBI ?
1) Shriram Transport Finance Company Ltd.
2) Bajaj Finance Ltd.
3) Mahindra & Mahindra Financial Services Ltd.
4) Muthoot Capital Services Ltd.
5) Sahara India Financial Corp.
50. 'The Reserve Bank of India Working Group on NBFC Sector Issues and Concerns' submitted its report recently. WHich of the following recommendations on eligibility criteria for registration of NBFCs is / are correct ?
I) NBFCs should have minimum not owned funds of Rs 2 crore
II) NBFCs should have a minimum asset size of Rs 50 crore
III) Existing NBFCs not satisfying 'minimum net owned funds' and 'minimum asset size' criteria should deregister
1) I only
2) I and II only
3) II and III only
4) III and I only
5) I, II and III
ANSWERS:
1) 4 2) 2 3) 4 4) 2 5) 4 6) 3 7) 3 8) 3 9) 3 10) 4 11) 1 12) 4 13) 2
14) 4 15) 4 16) 4 17) 3 18) 3 19) 4 20) 3 21) 3 22) 4 23) 4 24) 3 25) 4 26) 3 27) 3 28) 2 29) 3 30) 4 31) 4 32) 4 33) 4 34) 4 35) 3 36) 3 37) 3 38) 2 39)3 40) 4 41) 4 42) 2 43) 4 44) 4 45) 2 46) 4 47) 3 48) 4 49) 3 50) 2